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Health Savings

A Health Savings Account (HSA) is a tax-deductible savings account that you can use in conjunction with a high-deductible health insurance plan to pay for medical expenses that are not covered by your insurance. These “qualified expenses” can include just about any type of medical service or product, as long as it is recommended by a physician for the treatment or prevention of a health condition.

For more information on qualified expenses contact your Health Insurance Provider or your Accountant.

You must be covered by a high-deductible health insurance plan in order to be eligible to take advantage of an HSA.  The money you end up saving on your insurance premiums can be put into your HSA. The money you put into your HSA (up to a certain limit each year) rolls over and grows tax-free. When you turn 65, all of the money in your HSA is yours, 100% tax-free.

See a Herrin Security Bank New Accounts Representative for a HSA disclosure and other conditions and information.

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