With 24 hour daily credit monitoring, you'll be alerted automatically of certain negative changes to your credit. While it can't prevent identity theft, Credit Alert can greatly reduce its impact by allowing you to minimize the damage. In the unfortunate event you receive notification of a negative change, you'll be provided with access to the Credit Information Hotline. If there are no changes, you'll receive a quarterly notification letting you know that nothing has changed. Your initial enrollment in Credit Alert is valid for one year, with an option to re-enroll at no additional cost.
Credit Alert® is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. The Credit Alert® service may be modified or improved at any time and without prior notice. Credit Alert® is a registered service mark of Affinion Publishing, LLC. Daily monitoring will notify members of any inquiries, certain derogatory information, accounts, public records or change of address that have been added to their credit reports as reported by one of the major credit reporting agencies. If no information has been added or changed, then the member will receive a quarterly notification stating that no information has changed within their credit file. Neither the Plan Administrator, the provider of the Credit Alert® service, or its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the Credit Alert® reports which you receive, including any liability for damages, direct or indirect, consequential or incidental.
Card Patrolsm monitors up to ten registered major credit/debit cards Iincluding VISA®, MasterCard®, American Express®, Diners Club®, and Discover®) in Internet chat rooms. It is impossible to ensure that all Internet chat rooms have been searched for your personal information. Accordingly, your monitoring alert reports may not contain or apprise you of all your personal information that is publicly available or that may have been compromised.
Herrin Security Bank is committed to protecting your information and we want to ensure you by providing the complimentary identity theft service ID Protection. You are covered with up to $5,000 of Identity Fraud Expense Reimbursement Coverage, access to an Identity e-Newsletter, and Debit/Credit Card registration. In addition, the Protectme247 website will provide you with valuable information to protect your identity. Contact a customer service representative to sign up today.