Information security is one of our highest priorities. We use state-of-the-art software and other technologies to prevent unauthorized users from accessing our systems, especially those accessible from the Internet. Herrin Security Bank’s website is secured. When you access www.herrinsecuritybank.com you will notice the URL has a picture of a lock and displays “https” in the URL line. This means that any information that you provide the bank through our contact us page goes through a secure channel.
Following are descriptions of some of the layers of technology we employ to help ensure the confidentiality of your transactions:
- Username and Password
- Multi-Factor Authentication
- Network Security and Monitoring
- Browser Encryption
We require the use of a 128-bit secure browser to login to your account and perform transactions. Microsoft® Internet Explorer is a secure browser. If you are not using one of this browser, or feel your browser does not meet the security requirements of Herrin Security Bank, use one of the following links to download an upgraded browser.
- Microsoft® Internet Explorer
Remember that once you've downloaded the proper browser, you must install it on your computer. Follow the browser manufacturer's instructions that appear on your screen.
Secure browsers employ secure sockets layer (SSL) technology to communicate with servers. This technology encrypts—or scrambles—your information so it's virtually impossible for anyone other than Herrin Security Bank to read it.
What is SSL?
SSL is a protocol designed by Netscape Communications Corporation to provide secure communications on the Internet. SSL does three things:
SSL authenticates that the server you have connected to is the one it purports to be. You can be assured that you are actually communicating with the bank, and not a third party trying to intercept the transaction.
SSL creates a secure communication channel by encrypting all communication between the user and the server.
SSL conducts a cryptographic word count to ensure data integrity between the server and the user. The word count or checksum provides a count of the number of bytes in a document and ensures the exact number of bytes is transmitted and received. With SSL, even this checksum is encrypted so it cannot be modified. If a message is not received in its entirety, it is rejected and another copy of the message is sent automatically.
How can I tell when my connection is secure?
The padlock or key icon on your browser, indicating a secure connection, should appear locked or connected after you have successfully logged in to the website. The padlock icon may not appear locked on screens where you are not logged on and where we display general information about the site. However, you can be certain that any screen which displays or requests information about your account, username, password, application, or any other sensitive information is encrypted.
Enhanced Online Security: Multifactor Authentication
We offer Multifactor Authentication, the highest level of security for our Internet Banking customers. This process adds an additional layer of security compared to the standard Username and Password log in.
Multi-Factor Authentication verifies your identity in two-ways. Every time you log in to Internet Banking, the bank identifies you by your user name and password, and it lets you identify the bank using a private image and pass phrase.
Here's how it works:
- Log in using your current Access ID.
- Click SUBMIT.
- Your authentication image & pass phrase are displayed.
- If they match your private image and pass phrase, then enter your password.
- If the authentication image and pass phrase do not match, do not enter your password. Start over, or contact Herrin Security Bank at 816-942-3151 for assistance.
- Click SUBMIT.
How I can protect myself?
Never reveal your password to anyone. Never write it down where anyone can find it or figure out what it is. Change your password often, and be sure that you do not use common words that can be found in a dictionary, or numbers in a series. Try using birthdays combined with pet names, or sports teams combined with a birthday for example. Never access the banking site from a computer that an untrusted individual may have access to.
Treat your online username and password with more care than you use for your automated teller machine (ATM) or credit card personal identification number (PIN). With the PIN, you need to present the card. Here you only have the password. In addition, you should make sure that no one is physically watching as you enter your password. Also take standard precautions to keep your computer free from viruses.
Please use our "Log Out" feature if you are going to be away from your computer for an extended period of time. Logout will end your session, and you will have to submit your username and password before entering the website again. We strongly recommend shutting down your browser as a good way to prevent others from using your access.
After a period of inactivity your current session on the website will automatically timeout. To restart your session, re-enter your username and password at the log in screen.
Network Security and Monitoring
Firewalls are used to shield our systems and proprietary networks from any unauthorized Internet traffic. The purpose of a firewall is to ensure only authorized traffic is allowed to pass to our systems and networks—all other traffic from the Internet is rejected. Firewalls also create logs of network traffic that allow for centralized auditing and security monitoring. Once your information has been entered, we use an encrypted network to transport data between all our systems and our partner systems to make online banking secure and to protect your personal information.
Contact Us Service
Herrin Security Bank’s Contact Us service works under a secure format. Messages sent using our secure Contact Us feature uses a secure socket layer ("SSL").