As a Customer of Herrin Security Bank, you provide us with important information about yourself. We believe it is our responsibility to safeguard your personal and financial information. While some financial institutions share account owner information with other businesses, we are committed to keeping it confidential.

We have developed the following privacy policy to insure you the confidentiality you deserve. You have our promise that we will adhere to these guidelines.

It is our pledge to you.

Notice of Your Financial Privacy Rights

We, our and us means Herrin Security Bank.

This is our privacy notice for our customers. When we use the words "you" and "your", we mean the following types of customers:

All of our consumer customers who have a continuing relationship with us, such as:

• Deposit Account
• Loan Account
• Safe Deposit Box

All persons (individuals) who do not have a continuing relationship with us but who may use a financial product or service we provide in isolated transactions. This includes, for example, someone who:

• Uses our ATM machines
• Purchases traveler's checks or money orders
• All IRA accounts for which we act as custodian.

We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.

We will first define some terms.

• Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
• An affiliate is a company we own or control, a company that owns or controls us, and a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
• A nonaffiliated third party is a company that is not an affiliate of ours.

THE INFORMATION THAT WE COLLECT

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us
• Information about your transactions with nonaffiliated third parties
• Information from a consumer reporting agency

INFORMATION WE DISCLOSE ABOUT YOU

We do NOT disclose any nonpublic personal information about you to anyone, except as permitted by law.

THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

ACCURACY OF INFORMATION

We maintain procedures to insure not only that the personal information you submit is accurately recorded and maintained, but that any inaccurate or incomplete information is corrected in a timely manner. If you have any reason to believe that your personal information is incorrect, please call us at 618-942-3151. We will investigate the problem and if appropriate, update your records.

NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES

Since we value our customer relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law.

NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS

We do not disclose nonpublic personal information about former customers, except as permitted by law.

CONTACT US

If you have any questions on any of our policies or products please call 618-942-3151 or write us at;

Herrin Security Bank
114 West Monroe Street
PO Box 368
Herrin, Illinois 62948